Henderson Express Advance Payday Loan
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If the payment transfer would be for a different amount, at a different time, through a different payment channel than the consumer might have expected based upon past practice, or for the purpose of re-initiating a returned transfer, the notice would specifically alert the consumer to the change.
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In particular, the Bureau seeks comment on whether the rule should include provisions to address situations in which lenders, after a first failed payment transfer, initiate a payment transfer or series of payment transfers for a substantially smaller amount.
It would also allow a greater number of initial loans and, depending on the specifics of how borrowers' behavior changes in response to the proposed restrictions, would potentially allow more reborrowing.
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05 November 2015
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